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Market News 

Articles on financial and retirement

July 19, 2020 Nearly Half of Older Americans are not Familiar with LTC Insurance  (nasdaq.com).
May 24, 2020 Renter Eviction during Pandemic  (azcentral.com).
April 14, 2020 The Risks Of Cash Value Life Insurance (IUL)  (Forbes.com).
Feburary 22, 2020 Revocable Living Trusts Can Help Your Heirs Avoid Probate  (Barrons.com).
January 26, 2020 How to Avoid Estate Taxation on Life Insurance  (Investopedia.com).
January 16, 2020 Experts Forecast Long-Term Stock and Bond Returns: 2020 Edition  (Morningstar.com).
January 6, 2020 SECURE ACT Law: annuities can be part of your 401(k)  (MarketWatch.com).
November 25, 2019 Financial Planning Just Got a Whole Lot Harder  (Seeking Alpha.com).
November 16, 2019 Nobel Prize–winning economist William Sharpe on retirement income  (Barrons.com).
October 19, 2019 How to give your home to your adult child tax-free  (MarketWatch.com).
October 17, 2019 Hedge funds still can't keep up with the stock market  (MarketWatch.com).
September 10, 2019 The Problem with Bonds in Retirement Portfolio  (The Wall Street Journal.com).
August 06, 2019 Where insurance company invests?  (ThinkAdvisor.com).
June 25, 2019 The Future Looks Terrible for U.S. Nursing Home Costs  (Bloomberg.com).
April 1, 2019 Are Annuities the Best Strategy to Fund One's Retirement? (AdvisorPerspectives.com).
January 2, 2018 Warren Buffett won bet against hedge funds  (Business Insider).
August 28, 2017 Should we plan on living to 100?  (MarketWatch.com).

My articles appeared on Phoenix Chinese Press (凤凰导报, a weekly news paper in Chinese). 注: PDF版本可能会纠正原版上的个别错别字或加上遗漏字。如果PDF版本有句子改动,要联系索取,以免误导。

January 4, 2019 401K退休计划及其缺陷  (PDF 版本 ).
December 28, 2018 熊市带给退休生活的风险  (PDF 版本 ).
December 21, 2018 美国人寿保险及IUL的功能  (索取 PDF 版本).
December 14, 2018 美国成为石油独立国  (PDF 版本 ).
December 7, 2018 医疗行业的一支稳固基金  (PDF 版本 ).
November 30, 2018 适合退休帐户的Fidelity基金  (PDF 版本 ).
November 23, 2018 财富全球第34强:Allianz  (PDF 版本 ).
November 16, 2018 5万能买到养老护理上老有所依吗?  (索取 PDF 版本).
November 9, 2018 浅谈毎年一度的医保计划和HSA  (PDF 版本 ).
November 2, 2018 股民在greed与fear之间的摇摆  (PDF 版本 ).
October 26, 2018 为快乐退休生活定做的一套"组合拳"  (PDF 版本 ).
October 19, 2018 退休后一百万能持续多久?  (PDF 版本 ).
October 12, 2018 精算细挑指数型保险产品  (索取 PDF 版本).
October 5, 2018 在亚里桑那希望的热土上  (PDF 版本 ).
September 28, 2018 凤凰大都市的房价可能会有调整  (PDF 版本 ).
September 21, 2018 下一次金融危机将会何时爆发?  (索取 PDF 版本).
September 14, 2018 外籍公民能在美国的证劵公司开户买卖股票吗?  (PDF 版本 ).
September 7, 2018 一支出人意外的零售业基金  (PDF 版本 ).

Are your investment and wealth protected and safe in USA (在美国的投资受到保护、安全吗)?
  - 银行账户由 FDIC
  - 年金保险由 state guaranty fund
  - 投资账户由 SIPC (Securities Investor Protection Corporation) 保。 它保的是Securities,包括:
    股票, 债巻, 国债, CD, mutual fund, money market fund, 等等。但不包括期货。
 上述三种都有上限,如同通常的房屋保险不保自然灾害和战争损失。
  
亚里桑那州立大学教室里讲座。ASU,2017
"If you have trouble imagining a 20% loss in
the stock market, you shouldn't be in stocks.
"
 - John Bogle
Phoenix Master Financial LLC
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Chandler, AZ 85226